Small change, big savings
Select how many of each item you could give up to see how this could add up:
Takeaway coffeeEnvironmental benefit of reducing takeaway coffees
Less carbon footprint Less waste generatedBring a reusable cup to get a discount, or use the office coffee machine.perMake your own coffee
Takeaway lunchEnvironmental benefit of reducing takeaway lunches
Less carbon footprint Less waste generatedLeftovers can be quicker to eat, giving you more lunchtime to relax.perBring lunch from home
Bottled water / drinkEnvironmental benefit of reducing bottled waters or drinks
Less carbon footprint Less waste generatedStay hydrated by aiming to drink and refill your bottle four times a day.perBring a reusable bottle
Drive to workEnvironmental benefit of reducing trips to work
Less carbon footprint Less waste generatedNot driving means you can listen to some music or read a new book!perUse public transport
Pre-packaged snackEnvironmental benefit of reducing pre-packaged snacks
Less carbon footprint Less waste generatedMaking your own treats could be fun - you might decide to make them healthier too.perBring a healthy snack
Restaurant dinnerEnvironmental benefit of reducing restaurant dinners
Less carbon footprint Less waste generatedExplore new recipes or cook your favourite dish.perCook dinner at home
Meat with your mealEnvironmental benefit of reducing your meat intake
Less carbon footprint Less waste generatedSkipping meat doesn’t just save you money - it is better for the planet too.perSkip meat for a day
Magazine subscriptionEnvironmental benefit of reducing magazine subscriptions
Less carbon footprint Less waste generatedReduce paper waste and share magazines with your local community.perVisit a public library
Fast fashionEnvironmental benefit of reducing fast fashion items
Less carbon footprint Less waste generatedYou might even get twice as many items for half the price.perBuy vintage / recycled clothing
Small changes everyday can make a big difference to your savings.
Click on an item above to see how much you could potentially add to your retirement savings by reducing your spending on luxury items.
At the same time you could reduce the environmental impact of your everyday actions.
We often forget that some of the smallest daily conveniences take a large toll on the environment, which is often only visible in the longer term.
Less carbon footprint
Less waste generated
As you can see, little changes to your everyday spending patterns can not only make a significant difference to your financial future, it can also have a significant environmental benefit over the long term.
Making contributions to your superannuation is one of the ways to build your wealth for retirement. Even small amounts add up over time, and voluntary contributions can reduce the amount of tax you pay.
Salary sacrificing is one of the simplest and most effective super saving strategies. Learn more about how it works and whether it’s right for you. If you require any assistance, please call us on 1300 547 873 between 8.30am and 5.00pm, Monday to Friday.