ACTIVE SUPER ACCOUNT-BASED PLAN

This option lets you set up an income stream from the super you’ve accumulated over your working life. (It can also be used as part of a transition to retirement strategy if you’re still working, but different access and tax rules apply.)

How it works (for members who have retired and can access their super)

  • You set up regular payment amounts, on a schedule that suits you 
  • Pay zero tax on these regular payments*  
  • Pay zero tax on any lump sum withdrawals*
  • Pay zero tax on investment returns
  • Access your money and withdraw it at any time.

When some people retire, they like to withdraw their super and put it in the bank. But an Active Super Account-Based Pension continues to give you access to growth, with your super invested in one or more of the Active Super Choice investment options.  

You need to withdraw a minimum payment amount each year, but you can receive it when it suits you – twice a month, monthly, quarterly, half yearly or yearly – creating an income stream from your super. 

Any withdrawals are tax-free and so are the earnings you make on your investments*. Plus, you can withdraw up to $50,000 of your money at any time, including lump sums if you need to pay for a holiday or a health emergency.

We recommend you discuss your individual needs with a financial planner before commencing any retirement strategy.

For more information, read the Account-Based Pension PDS or contact us. You can also read the Target Market Determination for this product.

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INVESTMENT PERFORMANCE

Check out the investment performance of our Account-Based Pension Plan.

See our returns
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DOWNSIZE HOUSE, UPSIZE SUPER

If you’re over 65 and you sell your house, you may be able to make a one-off ‘downsizer’ contribution to your super.

Find out how it works
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PROTECT YOUR LOVED ONES

Super isn’t usually covered by your will, so make sure your super ends up in the right hands.

Make a binding nomination
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THROUGH GOOD AND BAD TIMES

Life is full of surprises, but we’re here for you through life’s ups and downs.

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The right advice can make all the difference to your life after work.




Our Account-Based Pension Plan retained its Rainmaker AAA rating in 2021.

Members in a AAA-rated fund can be confident their fund will deliver on its promises.