retire with active super

Most of us won’t retire the same way our grandparents did. We’re living longer and working for longer too. Whether you’re after a slow transition or a ‘gone fishing’ approach, Active Super can help with a range of products to help you retire on your terms.  

When can I access my super? 

  • 65 years or over, whether you keep working or not
  • 60 or over and change employers or stop working (temporarily or permanently) 
  • Under 60 and have permanently stopped working, and you’ve reached your ‘preservation’ age (the age your super is preserved to before you can withdraw it). This depends on when you were born: 

 

Enter your date of birth to find out when you will qualify:

Date of birth Preservation age
After July 196460
1 July 1963 - 30 June 196459
Before 30 June 1963Reached
  • In special circumstances, like financial hardship or compassionate grounds, you may be able to access your super sooner. Visit the ATO website to learn more.

Why does preservation age differ? People are living longer in retirement. So, the Government is gradually increasing the preservation age from age 55 to 60, to help Australians grow larger super balances so they can retire with more money.

transition to retirement

Not ready to give up work completely? A transition to retirement strategy can help you take a gradual and tax-effective approach, or supplement your income if your hours are reduced. 

Find out more

ACTIVE SUPER ACCOUNT-BASED PENSION

So you’re ready to retire and set up an income stream from your super? This option gives you access to a choice of investments with zero tax on earnings. Plus, you can withdraw your money at any time. 

Find out more

guaranteed income products

These options provide you with regular, tax-free payments based on an initial investment. You can choose a fixed term or enjoy it for the rest of your life, depending on your circumstances. 

Find out more

TALK TO A FINANCIAL ADVISER

The right advice can make all the difference to your life after work.

returns

Investment performance and unit pricing

We’re wholly committed to delivering strong financial returns for members.

Read More
Steps to retirement

Steps to retirement

If you’re approaching retirement, you probably have a lot of questions. 

Read More
Government Age Pension

Government Age Pension

The Government Age Pension is a fortnightly income from the Australian Government designed to help eligible older Australians to supplement their retirement savings.

Read More
life

Life events

No matter what stage of life you are at, your super will be with you along the way. Be sure to make the most of it at every stage.

Read More